I'm not sure if the concept of failover was explained properly...
There are a number of things that will cause the cluster to fail over. Any critical cluster resource that fails will cause a failure of the Service Group and failover to another node in the cluster. A set of resources that makes up an application is grouped in a Service Group. These resources are tipically a NIC, a virtual IP, disk storage, mount points and the application that needs all of these resources.
The service group will also fail over if a system failure is detected. A system failure is assumed when communication on both cluster interconnects (heartbeats) are lost simultaneously. It is therefore crucial that the interconnects are connected via totally independend NIC's and completely separate network infrastructure. VCS communicates on the interconnects using its own propriatary protocol and no IP addresses are configured on these NIC's.
The 3rd NIC in each cluster node are used for connection to the public network, each with its own fixed IP address. Each service group that will be configured in the cluster will have its own virtual IP address that is linked to this 3rd NIC.
With the above in mind - do you want to add another IP address in a service group or add another service group with it's own IP?
You did not mention your O/S and SH/HA version? I'd like to provide links to documentation, or else you can start here:
https://vos.symantec.com/documents